DHCD is dedicated to helping homeowners and landlords make repairs to their homes to address emergencies, code violations, and health and safety issues. Our programs help eligible low- and moderate-income applicants finance home improvements including the repair and replacement of roofing, heating, plumbing, and electrical systems, energy efficiency measures, lead hazard reduction, and disability accessibility modifications.

Emergency Mortgage & Housing Assistance Program

Assists Baltimore City homeowners whose homes are at risk of foreclosure due to economic hardship related to the COVID-19 pandemic. 

Weatherization 

Energy efficiency improvements that lower utility bills and make homes safer and more comfortable. Available for eligible owner-and tenant-occupied properties. 

Housing Rehabilitation and Repairs 

Repairs that address emergencies, code violations, and health and safety issues for owner-occupied properties. Available only for eligible owner-occupied properties. 

Lead Hazard Reduction

Lead remediation for eligible owner- and tenant-occupied properties. The household must include a pregnant woman or a child under 6. Available for eligible owner-and tenant-occupied properties. 

To apply for any of the above services, apply online or complete the pre-application form and send it to:

LIGHT Intake & Assessment Unit
417 East Fayette Street, Suite 1125
Baltimore, MD 21202

or email us here:

LIGHT assists Baltimore City residents in obtaining and coordinating the delivery of a variety of no- and low-cost services to help them become more self-sufficient, safer, more stable and healthier in their homes.  LIGHT Coordinators conduct assessments and screen clients for a range of needs and then match client needs and eligibility with available services (including energy-efficiency/weatherization, home rehabilitation, lead hazard reduction). 

If you have any questions, please contact us at (410) 396-3023.

Tax Sale Prevention

DHCD’s Tax Sale Services Coordination and Prevention division assists homeowners in avoiding tax sale and in understanding and navigating the tax sale process