Housing Rehabilitation and Repairs

DHCD helps eligible low- and moderate-income applicants finance home improvements including the repair and replacement of roofing, heating, plumbing and electrical systems, and disability accessibility modifications. Assistance for repairs is mainly in the form of loans, some of which may be forgivable or deferred based on eligibility. Grants may be available for lead and disability accessibility, based on eligibility.

Assistance is available only for eligible owner-occupied properties.

Who is eligible?

Applicants must prove ownership of the housing unit and meet the income guidelines listed below.

Income Guidelines

Number of People
in Household
Max Annual
1 $62,600
2 $71,500
3 $80,500
4 $89,400
5 $96,600
6 $103,750
7 $110,900
8 $118,050

How do I apply?

Apply online or complete a pre-application and send it to:

LIGHT Intake & Assessment Unit
417 East Fayette Street, Suite 1125
Baltimore, MD 21202

If you have any questions, please contact us at (410) 396-3023.