Housing and Homeownership
DHCD provides a variety of resources and opportunities for residents, homeowners, and future homeowners in Baltimore City.
DHCD also strategically acquires, manages, and disposes of real property to create housing, social and economic development for Baltimore's neighborhoods.
DHCD is dedicated to helping homeowners and landlords make repairs to their homes to address emergencies, code violations, and health and safety issues. Our programs help eligible low- and moderate-income applicants finance home improvements including the repair and replacement of roofing, heating, plumbing and electrical systems, energy efficiency measures, lead hazard reduction, and disability accessibility modifications.
Weatherization – Energy efficiency improvements that lower utility bills and make homes safer and more comfortable.
Lead Hazard Reduction – Lead remediation for the eligible owner- and tenant-occupied properties. Households must include a pregnant woman or a child under 6.
Tax Sale Coordination and Prevention Services – Assists homeowners in avoiding tax sale and in understanding the tax sale process.
Homeownership Incentives - Closing cost and downpayment assistance to make buying a home more affordable.
City-owned properties are sold through DHCD’s Vacants to Value (V2V) program. Through reorganization, increased marketing, and improvement of pricing policy, we are making the sale of city-owned properties a clear, predictable, and transparent process. For more information on the Vacants to Value program Click here.
A list of Vacants to Value properties is available at: dhcd.baltimorecity.gov/DevelopmentMap
Adopting a City-owned vacant lot can improve the living conditions in your neighborhood. You and your neighbors can create a peaceful space for everyone to share. It not only improves your neighborhood, but it also helps the City become a beautiful and productive place to live for everyone.
An Adopt-A-Lot license is a temporary agreement that gives you legal right to steward a City-owned lot on an interim basis. The City has also partnered with the Water Department to give gardeners the opportunity to pay a flat rate of $120 to access water for their adopted lot during the standard garden season.
Property donation is a way for property owners to release themselves from the liability of an unwanted or too-expensive-to-maintain property. As an alternative to allowing your property to become another unkept or blighted property, consider donating your property to the City of Baltimore. This can help both your own personal interest and the investment of the neighborhood. The owner should be able to pay a fixed settlement expense cost of $600.00 per property.
Our staff includes real estate, tax, and legal consultants who have the expertise to handle property donation. If your property is accepted, we can make the donation process simple and convenient.
To submit an application to Donate a Property to the City Click HERE.