Housing and Homeownership

DHCD provides a variety of resources and opportunities for residents, homeowners, and future homeowners in Baltimore City. 

DHCD also strategically acquires, manages, and disposes of real property to create housing, social and economic development for Baltimore's neighborhoods. 

Resources for Homeowners and Residents

DHCD is dedicated to helping homeowners and landlords make repairs to their homes to address emergencies, code violations and health and safety issues. Our programs help eligible low- and moderate-income applicants finance home improvements including the repair and replacement of roofing, heating, plumbing and electrical systems, energy efficiency measures, lead hazard reduction, and disability accessibility modifications. 

WEATHERIZATION – Energy efficiency improvements that lower utility bills and make homes safer and more comfortable. 

HOUSING REHABILITATION – Repairs that address emergencies, code violations, and health and safety issues for owner-occupied properties. 

LEAD HAZARD REDUCTION – Lead remediation for eligible owner- and tenant-occupied properties. Household must include a pregnant woman or a child under 6. 

TAX SALE COORDINATION & PREVENTION SERVICES – Assists homeowners in avoiding tax sale and in understanding the tax sale process.

Buying a Home in Baltimore

The Baltimore Homeownership Incentive Program (B-HiP) is specifically tailored for Baltimore City homebuyers, and there’s an incentive for everyone. What’s nice about B-HiP is that eligible homebuyers can layer incentives across City and State programs. Incentive programs include:

Vacants to Value (Purchase A City-Owned Property)

City-owned properties are sold through DHCD’s Vacants to Value (V2V) program. Through reorganization, increased marketing, and improvement of pricing policy, we are making the sale of city-owned properties a clear, predictable, and transparent process. Click here for more information on the Vacants to Value program.

A list of Vacants to Value properties is available at: www.vacantstovalue.org/propertysearch.aspx

Adopt-A-Lot Program

Adopting a City-owned vacant lot can improve the living conditions in your neighborhood. You and your neighbors can create a peaceful space for everyone to share. It not only improves your neighborhood, it helps the City become a beautiful and productive place to live for everyone.

An Adopt-A-Lot license is a temporary agreement that gives you legal right to steward a City-owned lot on an interim basis. The City has also partnered with the Water Department to give gardeners the opportunity to pay a flat rate of $120 to access water for their adopted lot during the standard garden season.

Donate a Property

Property donation is a way for property owners to release themselves from the liability of an unwanted or too-expensive-to-maintain property. As an alternative to allowing your property to become another unkept or blighted property, consider donating your property to the City of Baltimore. This can help both your own personal interest and the investment of the neighborhood. The owner should be able to pay a fixed settlement expense cost of $600.00 per property.

Our staff includes real estate, tax and legal consultants who have the expertise to handle property donation. If your property is accepted, we can make the donation process simple and convenient.

Click HERE to submit an application to Donate a Property to the City.