Affordable Housing

Click HERE (Housing Authority of Baltimore City)  if you are a resident interested in accessing affordable or public housing in Baltimore.

DHCD envisions a city of thriving neighborhoods with housing opportunities for people of all income levels in a wide variety of communities. To support this vision, the Office of Project Finance provides funding for the production of rental and for-sale housing opportunities in order to create decent, safe and affordable housing for the citizens of Baltimore City.

Our Mission is to:

  • Facilitate Baltimore’s revitalization
  • Support real estate developers in efforts to finance projects
  • Coordinate various City, State and Federal agencies to meet deadlines
  • Provide construction oversight to mitigate rework, cost and delay
  • Ensure compliance with all regulations applicable to our funding sources

DHCD coordinates several programs that provide funding to developers committed to providing affordable housing in Baltimore City:

  • HOME Investment Partnerships Program
  • Community Development Block Grants (CDBG)
  • Low Income Housing Tax Credits
  • Project-based Voucher Program for Developers/Owners (managed by HABC)

HOME Investment Partnerships Program

The HOME Program provides rental and homeownership opportunities to low and very-low income persons and families (as those terms are defined in the HOME Program regulations at 24 CFR Part 92) by increasing the stock of decent, safe, and sanitary affordable housing.

In accordance with Baltimore City's Consolidated Plan, which is updated every five years, DHCD uses HOME Program funds as gap financing for the hard costs of construction in projects of five or more units. Funds are normally limited to $30,000 per unit. These limits may be exceeded, up to the HOME Program regulatory limits, for good reason and at the sole discretion of the Deputy Commissioner of the Department of Housing and Community Development. Rental projects and projects providing for-sale housing for income-eligible homebuyers are eligible and may be rehabilitation or new construction. Assistance will be structured on a flexible basis. Developments will be expected to repay HOME loans if superior debt allows and/or on a cash flow basis.

If a developer is interested in any of these funds we ask that you complete the attached form and send it to James Majors at [email protected]

Notice of Funding Availability (NOFA) - All Developers

DHCD typically releases a NOFA funding round for housing and community development projects in the spring. In 2018, DHCD considered requests for

City HOME Investment Partnerships Program loan funds in an amount up to $750,000 per project, some of which may not be available until the fall of 2019 in conjunction with 2018 applications to the State of Maryland for 9% Low Income Housing Tax Credits.

Click HERE to review the notice for 2018. Note: The deadline for submission of the NOFA application for 2018 is CLOSED.

Click HERE to email us with questions about the NOFA.

Community Housing Development Organizations

Subject to the availability of funds, proposals for HOME funding are accepted from Community Housing Development Organizations (CHDO) on a continuing basis.

Click HERE for more information on submission requirements for CHDOs.

CDBG

CDBG, one of the Department of Housing and Community Development’s (DHCD) greatest success stories, is a HUD program designed to give local jurisdictions power to distribute federal funds directly to non-profit and public agencies that support housing and public-service programs. DHCD is the authorized representative for the City of Baltimore regarding the oversight and management of the CDBG Program.

Click HERE for more information on CDBG.

Low Income Housing Tax Credits

Project-based Voucher Program for Developers/Owners

The Housing Choice Voucher Program's Project-based program is managed by the Housing Authority of Baltimore City (HABC) and subsidizes units in HABC-owned and privately-owned properties throughout Baltimore.

Tenants residing in Project-based units pay 30 percent of their income for rent and utilities. The balance of their housing costs is paid by the program. Tenants in Project-based units are assisted as long as they live in the unit and continue to qualify for the program.

Click HERE to be directed to HABC’s site for more information on this program.

Resources

Poverty Percentages by 2010 Census Tract
Visitability Requirements for Publicly Assisted Dwellings